OC Short Sales - Find OC Short Sale Homes and Information here. OC Short Sales property search. Orange County OC Short Sale are time sensitive and a difficult transaction. It is so important to make sure your file your OC Short Sale request properly with the lender or precious time is lost. Call the OC Short Sales.com for
 

Home Page Short Sale Homes

Search for homes on local Short Sale MLS

Save money on commissions, with real esate package programs from the OC homefinder team.

Get a free home valuation on your Short Sale Home

Get homes emailed to you daily, with our property watch system. Real estate listing sent to you daily

Loan services such as mortgage loans, refinancing, and debt consolidation. for Short Sale Homes Residents

Who is the OC homefinder Team, And who are the roberts. its all explain here

Need to talk with the OC homefinderteam, or the roberts about your Short Sale Homes. Then give us a call, contact us here

 

With Orange County's declining real estate market, it is no surprise that more and more homeowners are finding themselves "upside down" when they go to sell their homes, and, with the added nationwide mortgage crisis, several homeowners are also finding themselves unable to keep up with their increased mortgage payment and looking down the devastating road of foreclosure.

 

While many homeowners may be feeling hopeless about selling their homes or falling behind on mortgage payments, there are alternatives to Foreclosure such as, Loan Modification, Refinance your Loan, and Short Sale your Property. Banks are very aware of the declining market across the nation, and it's because of this most all the banks are willing to consider any of these options.

 

Our team of Short Sale specialists have the experience and knowledge to negotiate on your behalf with your bank to arrange a Loan Modification, Refinance, or do a Short Sale. But, timing is critical. Don't wait until the last minute to contact us. If you know that you're going to have to move soon, or know that you're going be falling behind in mortgage payments, contact us now.

 

Our experience, negotiating skills, and determination will help you get out of your mortgage debt problems and move on with your life in a stress free and efficient way. Let our vast expertise work to your advantage... and it's FREE to you. A quick call and a few questions can help us determine which is the best solution to fit your current situation. After we collect some basic information we can make an appointment for a Free in-home consultation to go over an effective plan of saving your home and/or avoiding foreclosure.

 

 

Short Sales Orange County

Short Sale Realtors

Short Sale Real Estate

 

DRE# 01262388

Real Estate News you can use


 
oct 6th, 2009

30 year mortgage rates dip below 5%

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Rates on 30-year home loans dropped below 5 percent for the first time in four months, but still remained above this year's record low, Freddie Mac said Thursday.

The average rate on a 30 year fixed mortgage was 4.94 percent, down from 5.04 percent last week, Freddie Mac said. The last time the 30-year home loan averaged less than 5 percent was the week ending May 28, when it was 4.91 percent.

Rates hit a record low of 4.78 percent hit in the spring, and remain appealing for people interested in buying a home or refinancing.

On Thursday, the National Association of Realtors said the number of signed sales contracts rose for the seventh straight month in August, as homebuyers rushed to take advantage of a tax credit for first-time owners that expires in November.

"Low mortgage rates are helping to stabilize home sales," said Frank Nothaft, Freddie Mac's chief economist.

But borrowers may want to consider the Federal Reserve's announcement last week that it is slowing down a program intended to lower mortgage rates and boost the housing market. Analysts say mortgage rates should remain low for now but could eventually move higher, and homeowners who want to refinance mortgages shouldn't delay.

Freddie Mac collects mortgage rates on Monday through Wednesday of each week from lenders around the country. Rates often fluctuate significantly, even within a given day.

The average rate on a 15-year fixed mortgage fell to 4.36 percent from 4.46 percent last week, according to Freddie Mac. This week's rate on 15-year mortgages was the lowest since Freddie Mac started tracking it in 1991.

Rates on five-year, adjustable-rate mortgages averaged 4.42 percent, down from 4.51 percent a week earlier. Rates on one-year, adjustable-rate mortgages fell to 4.49 percent from 4.52 percent last week.

The rates do not include add-on fees known as points. The nationwide fee for loans in Freddie Mac's survey averaged 0.7 point for 30-year mortgages, and 0.6 point for 15-year and five-year loans. The fee averaged 0.5 point for one-year mortgages.

 


 
oct 2nd, 2009

Most Common Real Estate Mistakes

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This is a must watch video for anybody looking to buy a home. There is some great advice on the do's and don'ts to buying real estate in this current market. Also if you are looking to purchase you can start really understand the purchasing process by going to our buyers guide.

 


 
Sep 29th, 2009

Federal Tax credit expiring soon

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On Dec 1st. the $8000 tax credit is expiring. This tax credit has done a great job of bring in new first time home buyers, but not so affect with current home owners looking to move up. There is talk of extending the program, and raising the amount. Is it to late to get in on this program, and if so should you not make a move at this time.  Watch the video to learn more.

 


 
Sep 26th, 2009

Foreclosure filings drop, but backlog grows

 

 

First the good news: all three types of foreclosure filings dropped in August in Orange County compared to July and compared to a year ago.

Banks seized 771 houses and condos, filed 1,982 auction notices (notice of trustee’s sale, or NTS), and filed 2,202 notices of default, reports ForeclosureRadar.com.

However, there is a growing number of potential foreclosures as measured by notices of trustee’s sale not yet acted upon. Outstanding auction notices totaled 8,879 last month, up 6% from July and 90% from a year ago — that’s auction notices issued over the past year or so minus those canceled or foreclosed.

Foreclosures are being delayed by the Obama administration’s Making Home Affordable program, or HAMP, and its three-month trial period for loan modifications, said Sean O’Toole, head of ForeclosureRadar.

“If the HAMP trials succeed, foreclosures should begin to cancel at record rates, which has yet to happen,” O’Toole said. “If HAMP trials fail, foreclosure sales should increase, which also has yet to happen.”

OC Register posted by, Mathew Padilla

 


 
Sep 25th, 2009

Housing Market Video

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Great video showing how different housing price ranges are falling and growing at different paces. Also talks about the housing credit and what homebuyers are saying about purchasing with or without it.

 

 


Short Sale History

The land upon which Short Sale is developed was part of the 52,000-acre Rancho Short Sale. The chain of title to the land dates back to July 27, 1769, when a Spaniard named Gaspar de Portola led an expeditionary force from Mexico across the southern border of the ranch and claimed the land for Spain.

Seven years later, the ranch witnessed the first attempt to found Mission San Juan Capistrano. Although lack of water forced the friars to relocate and the whereabouts of this old mission remain a mystery, the name Short Sale bears testimony to this structure's sojourn in San Juan Canyon more than two hundred years ago.

After Mexico won its independence from Spain in 1821, a new flag flew over California and a new spirit filled the air. The missions, which had been established to further the spread of the Christian faith, became secularized, and their vast landholdings were granted as ranches to prominent citizens.

One man who happened to be standing in the right place at the right time was an English trader named John Forster. John or Juan, as the name reads on the old land grant, married the Mexican governor's sister and acquired the three ranchos historically known as El Trabuco, Short Sale, and Los Potreros. But fate frowned on Don Juan Forster. Fencing 205,000 acres drained his capital, droughts destroyed his cattle, and futile efforts to attract settlers dried up his last remaining credit. When Forster died, his estate was in shambles, and his sons were forced to sell.

In 1907, an Irish cattleman named Richard O'Neill acquired an undivided interest in Rancho El Trabuco and Rancho Short Sale. When a 1963 study indicated that urbanization was spreading south from the Los Angeles area, his grandchildren, Richard O'Neill and Alice O'Neill Avery, decided to sell 10,000 acres. Donald Bren, Philip J. Reilly, and James Toepfer purchased the property and organized the Mission Viejo Company.

In 1965, a master plan for Short Sale was approved by the Orange County Board of Supervisors. One year later, Forster's dream of attracting settlers became a reality as families stood in line to pay $21,000 for homes on his former cattle range. In April 1966, these pioneering residents moved into the new neighborhoods near the intersection of La Paz Road and Chrisanta Drive

 

 

What you can expect to find from Short Sale home Website

Local Information

We have comprised together information you can really use as a homeowner here in Short Sale . We have a great Restaurant guide broken down by types of cuisine. We also feature Movie time for every major movie theater in town. Like to play golf? there are numbers for most every golf course here in the county to set up your next tee time. So take a look at our local info page and see all the wonderful choices for entertainment you have here in Short Sale .

 

 

City Statistic

Would you like to learn more about the city of Short Sale , Summerlin, Short Sale , North Short Sale and Green Valley? Our City Statistics page has the great history Clark County, and demographic information you would need to know such as: Home Sales, School rating, Crime information and much much more.

 

Free Home Valuation

If you been thinking about selling your Short Sale home, this free & easy to use service will help you determine your homes current market value. Our home valuations are the most accurate Home Valuation you can get on the web. Simply fill out the form to receive a complete market analysis on your properties current worth.

 

Buyers Agents

We understand that buying a home is one of the biggest financial decisions you will ever make. And, having just anybody help you through the process can be a risk you don’t want to take. We have years of experience in helping home buyers find their dream home. Let us show you just some of the benefits that The Roberts Team has to offer.

1 – Within minutes of our first meeting we can pre-qualify you for a loan. Remember, we are one of the very few agents that do both lending and Real Estate.

2 – We’ll make sure from the first meeting that you understand what to expect from the home buying process.

3 – We set up our computer to search the MLS around the clock so you’ll have first shot at the newest listings on the market, before anybody else.

4 – We take time every morning to look up new listings that match your criteria, to email to you on a weekly or daily basis.

5 – We can show you any type of property. Including:

  - Multiple listing service. (97% of homes are on the MLS)
  - For Sale By Owners
  - New Homes
  - Land
  - Manufactured Homes

6 – Vowing our fiduciary responsibility to you, we sign an agreement with our clients to maximize our service and commitment to placing you in the right home.

7 – Our negotiating experience alone could save you thousands!

8 – We will provide you with a thorough market analysis for every home that you make an offer on.

9 – We have a team of people working to make the escrow of your new home go as smooth as possible.

AND LOTS MORE!! If you’re thinking of buying, no matter what your time frame is, please give us a call. We have great tools to help you get ready to find your next home. We can start with our Personal “one-on-one” consultations. Often, you can determine what you need to do in a short meeting. And, if you’re looking to buy now, we encourage you to make an appointment to meet with us at our office to get you off to a good start in purchasing your next home.

We will be happy to set up an appointment, or get you a buyers package just call 949-973-3897

 

Free Multiple List Service (a.k.a. MLS)

79% of home buyers start the search for there next Short Sale Dream home on the internet (according to the nation association of Realtors).  We have one of the best MLS Search systems on the web. Start looking for your vegas home right now, and when your ready to see a home call us here at the Short Sale Home Finder Team.

 

One Stop Shop Package Programs

If your looking to buy or sell a home in Short Sale we can save you thousands of dollars with our Package Program Deals. We have real estate programs to meet everybody needs. Like our 4.5% Listing, Lending and purchase package program. You can save thousands of dollars by combing these 3 service, Plus have the convances of the one stop shop real estate and lending services bring you.

 

If you are looking to move out of Vegas and need a realtor in another state, we have out Listing, Lending and referral package program. Our database of realtors and agents across the nation is second to none. no matter where your moving within the United State and it territories we can put you with a professional real estate agent.

 

Now maybe you don't have a home to sale but are looking to move to Short Sale , and simply just need a Realtor and home loan. We have our Purchase and Lending Program.

 

Or maybe you already have a lender and simply want a to sell your Short Sale home and move into another Clark County home. Then our Listing and Purchase package program may be right for you.

 

And if you just need to sell your Vegas property and don't need any other service, then our low 5.5% Full Service Listing fee with more marketing and more service to you then even agents charging 6% or even 7 %. if you like to see all the marketing the Short Sale Home Finder Team does for only 5.5% total commissions. then look at our market presentation.

 

 

Property Watch - One of the Best Systems to help you find your next home

Imagine if you could find out about a home that meets all your criteria within a few minutes of it being placed on the market. If you could do that you could be the first person to see it. You could be the first person to put an offer on it. You may even eliminate competing with others buyers.  Imagine no more, its here. Our clients are raving about this new system. After using it, you will to. Here's how it works. New listings are entered into the MLS throughout the day. Our Property Watch system scans the MLS every hour  and scans for new listings. If our system detects a new listing that meets your criteria, it immediately sends you an email with all the information.

 

About Us

We are The Roberts Team which consist of Realtors, Lenders, Escrow Officers, Mortgage Processors, Title Reps and Marketing experts who work the entire Short Sale area. By keeping a close knit team we are able to offer better service at a discount price. The team was developed out of our original husband and wife team "Team Roberts" as our client base and area's we worked expanded, we needed to find real estate professional that would give the same quality of service we offered, given us the ability to serve all of Orange County . Beside having some of the greatest agent in Short Sale working with us, We have also became a full service mortgage broker. We have also built relationships with a Escrow Options, Financial title and Ticor Title. By doing the volume we do with these agency's and having strong relationships with these companies, give you as one of our clients an definite edge that you wont get with most other realtors.

 

Sellers Guide

Selling your next home should be an exciting and pleasant adventure. The more prepared you are, the less overwhelming this process will be. We believe that our website will shed some insight on the industry, so that you can make informed and confident decisions throughout this very important event

of selling your home. Here is a list of all the Questions a seller should ask themselves before putting there Aliso Viejo Home up for sale.

 

Why do you need to sell? What is your motivation? Should I consult with a Realtor? Talk to a lender to determine a price on the next home. Sellers' market preview Make an appointment Four features that determine highest price CMA- What is your house worth? Consulting with Realtor to determine price How much will I net? Commissions explained Beware of agents "Buying the listing" Price vs. Market time Setting the right price Property can't appraise if set to high Contingency Sale Selling Your Home As-Is Lockbox-good or bad? Should I Have a sign? Make your "home" a" house" Remove the clutter A house should look Open & spacious  Curb Appeal What repairs should I do? Keeping the house clean and ready to show Lights and a good smelling house What should I do when agents show my house? Open houses Do not be offended by an offer Pre-approval letter from the Buyer Choosing the best offer Accepting the offer Monitoring Escrow  Renegotiating when necessary Final walk through Close of escrow

 

Buyers Guide

Buying your next home should be an exciting and pleasant adventure. The more prepared you are, the less overwhelming this process will e. We believe that our Buyers Guide will shed some insight on the industry, so that you can make informed and confident decisions throughout this very important event of buying you next home. Here is the thought process of all the Questions a buyer should ask before get there next Aliso Viejo Home. we put this in a fun little story that explains the whole process of a typical buyer

 

I Don’t want to throw my money away with renting anymore. I am not sure of what the actual Tax benefit is, but as of right now, I don't have any. I know that ownership in a Property is a smart investment. And, it will be nice to have that Fixed housing expense. The main reason to own vs. renting, is the Freedom to enjoy my own home. But, before I do anything I need to Prepare to meet with a lender. My lender told me to Avoid major purchases before buying a home. He also said it would be important to Keep your money in one place, before, and while in escrow. They also explained to me my Closings costs and Down payment. Which made the whole process of  Getting pre-approved easy. Now that I am Pre-approved, I can Start looking for my next home. Many people warned me that Using more than one agent is a waste of time, and that I really need to be careful about not Using the Listing Agent directly. I was also told the truth about Ads & Internet listings, and especially Open houses. So, I wont waste my time with those things. Now I am working with the Roberts Team, and the first thing they talked about with me was the Market conditions. They also explained that the Property condition & features have a lot to do with what kind of offer I should make when we find the right home and that the most important feature of a home is always Location, Location, Location. But, ultimately  it comes down to How much do I really want the home. Before I go and make any irrational decisions I should sit down with my realtor and look at the comparable home sales. That way I can make a powerful, and intelligent offer. So my Roberts team agent reminded my to bring a check so that I could give an Earnest money deposit.  That way, the seller would take my offer seriously. My agent also made sure I was aware of all the Contingencies in a purchase agreement. Which made me feel better to understand the time periods in the contract that would have to be met, and my right to get out of the deal if I needed to. My agent also suggested we ask for a Home warranty in making an offer. He assured me that this is a normal practice (asking the seller to pay for a home warranty plan) and that it should not affect the offer much. But, what he said would be the biggest hurdle in making an offer is Agreeing on price & terms. Because of the The Roberts Teams advice, the whole process of finding a home and winning the offer went pretty smooth. I am just concerned about the escrow. But, my agent assured me that it's their job to Monitor escrow and make sure that I get all the appropriate Disclosures, and Inspections. And, that they would call me if there was a problem out of the ordinary. My agent also assured me that it is totally normal during the process of escrow to have to Renegotiate with the seller.  But, everything went fine and my agent informed me that we have a right to do what they call a Final Walk through. This really eased my mind, because I was worried I would get into the place after we Close escrow and find that they damaged the property.

 

Listing Agents

Selling your home can be a very complicated process. But, it doesn’t have to be. It’s up to your agent to make the home selling process run smooth. That’s where we come in. With years of experience, we have obtained the knowledge on how to market, negotiate and run your escrow process in the most efficient manner. We make the home selling process as simple as possible for you. 

When making one of the most important decisions of your life, there is much to consider. Experience is important, but what kind of experience? Whether you feel that you can work easily with them is important, but will someone you like be able to get the job done? There are many ways to decide, but one of the best is a comparison list. Consider the following:

1)    Are they a broker and can they make all their own decisions?

2)    Do they know how to implement effective "target" marketing?

3)    Do they invest in your marketing by:
      -offering advertising in excess of that provided by their company?
      -provide a 1-800 line to increase calls from the ad, sign and mailers?
      -buy signs with direct phone numbers so that calls on your house don't get lost?

4)    Do they use Virtual Tours to bring high tech buyers?

5)    Do they use Streaming Video Tours?

6)    Do they have an interactive CD-Rom Brochure to give out to potential buyers? 

7)    Do they have a mass e-mail marketing campaign that uses the most advanced html encoded emails?

8)    Do they use consumer-oriented marketing that has proven results?

9)    Do they know which publications result the most buyer responses when advertising your house?

10)   Do they belong to a relocation organization that will provide the best qualified buyers moving to our area?

11)   Are they also a full time Lender that can pre-approve all buyers, making sure that you only accept the best offers.

12)   Do they package together services that allow you to save thousands of dollars.

13)   Do they do a whole lot more than anyone else, or just about the same?

WE CAN AND DO ALL THIS AND MUCH MUCH MORE!!

Yes, there is a lot to consider. To help make it easier, order our Personal marketing Plan to read at your convenience. No obligation, no hassle. If you would like to learn more, give us a call today. Unlike most web sites, we encourage you to call and talk to a real person today. Call Toll Free 1-866-OC House

Loan Services

No matter what kind of a loan you need to get! our lenders can accommodate you. Our Lenders work with hundreds of lending institutions. and can get most any Home Mortgages or Refinancing program available on the current market. The Loan section of our website has a great FAQ section with answer to these common questions.

 

You can also read about the 6 steps to completing a loan which our: Organize your documents, Get Qualified, Shop Loan programs and rates, Apply for a loan, Obtain Loan Approval and Closing the Loan.

 

Plus there is information about the Interest Only Loans, The Neg amortalization loans and the pro's and con's of just about every loan program out there. You can also get an idea of what your payments are going to be with our Loan Calculators. And if you would like to get a quote simple fill out the form, and a loan officer will get back to you with there rates and terms.

 

Contact Us

We love to help you with all your real estate needs. Feel free to call us toll free at 1-866-624-6873

 

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Website Links

 

Aliso Viejo Home.com   Dana Point Real Estate info.com  Laguna Hills Home Search.com  Laguna Niguel Home.com   OC Home Finder Team.com Lake Forest MLS Search.com  Loan-Rep.com Marina Hills Homes.com Mission Viejo Home.com   OC Home prices.com OC-Short-Sales.com RSM Home.com San Clemente Home Search.com SOC Real Estate.com

LDS-Directory.com LDS Lender.com LDS-Agents-Lenders.com  LDSAgentReferral.com LDS Referral.com LDS Referrals.com LDSMovingServices.com LDS-Biz.com LDS-Buisness.com LDS-Business-Directory.com

Inadrek.com Presentad.com Rad-oc.com secretOCdeals.com RevealaDealIE.com  RevealaDealSD.com RevealaDealLA.com   RevealaDealOC.com RevealaDealFresno.com   RevealaDealSAC.com   RevealaDealBakersfield.com  RevealaDealSF.com   RevealaDealSFV.com RevealaDealSGV.com

 
 

Short Sale Homes